Rai Rai / US Access / US Business Banking
US Business Bank Account for Brazilian Founders (No SSN)
US business bank accounts, payment rails, and business credit cards for non-resident founders — the banking setup that lets your US company actually transact, without flying to the US or holding an SSN. Brazil's large startup ecosystem expands into the US for USD billing and SaaS growth, but founders face currency friction and processor blocks without a US entity and bank account.
Free 20-min call · Fixed quote before you pay anything
What's included
For founders in Brazil, the us business banking path covers:
- US business bank account access for non-residents (Mercury, Relay, and similar)
- Payment processor readiness (Stripe, PayPal, and more)
- Business debit and credit card access
- Multi-currency accounts and international transfers (incl. Wise Business)
- The exact documents banks ask for — EIN, formation docs, and passport
- No US travel or SSN required for the core path
Why founders in Brazil do this
Brazil's large startup ecosystem expands into the US for USD billing and SaaS growth, but founders face currency friction and processor blocks without a US entity and bank account.
How Rai Rai runs it
We own the path end to end — mapping the steps, handling the paperwork, coordinating the right partners, and staying on the parts that usually stall — so you get a working result, not a checklist.
Questions about us business banking from Brazil? Bring them to a free strategy call.
Get my US setup planFrequently asked questions
Can I do this from Brazil without traveling to the US?
Yes. Rai Rai focuses on the path that lets non-resident founders in Brazil complete us business banking remotely.
Can I get a US business bank account without an SSN?
Yes. We focus on the path that gets non-resident founders a US business account using your EIN and company documents, without a US Social Security Number.
Which US banks work for non-residents?
Fintech-style business banks like Mercury and Relay are the usual fit — they accept your EIN, formation documents, and passport instead of an SSN and onboard remotely. Wise Business is useful for multi-currency, though it isn't a full US bank account. We match you to what fits your country and business.
Can I open the account without visiting the US?
In most cases yes — fully remotely, often within 1–5 business days, with the documents and identity verification banks expect from a foreign-owned US company.
Can I get a US business credit card as a non-resident?
We help you build toward US business debit and credit card access as your company establishes a profile — it's part of the banking setup, not an afterthought.
Will I be able to accept payments?
Yes — getting payment-processor ready (Stripe, PayPal, and similar) is part of the setup so your company can actually collect revenue.
How does Rai Rai work — is it a SaaS tool?
No. We're an execution partner. We own the operational path from start to a live result and stay involved as your setup evolves.
Start your us business banking from Brazil
Book a strategy call and we'll map your exact path — entity, banking, documents, and timeline.
Get my US setup planRelated